Literasi Finansial bagi Mahasiswa Perguruan Tinggi Keagamaan Buddha: Relevansi Pendidikan Keagamaan dengan Tantangan Ekonomi Kontemporer

Abstract

Buddhist Religious Universities (PTKB) have an important role in forming a generation of Buddhist intellectuals who not only understand religious teachings, but are also able to face social and economic dynamics. However, education at PTKB still rarely emphasizes financial literacy, which is an essential skill for students to manage finances wisely and independently. Lack of understanding in financial literacy can cause students difficulties in personal economic planning, managing religious donations, and developing social entrepreneurship based on Buddhist values. This research uses a literature review method, namely by collecting, analyzing and synthesizing various relevant literature to understand the urgency of financial literacy for PTKB students. This study explores the concept of financial literacy, its relationship to Buddhist teachings about ethical economics, and how religious universities can integrate this aspect into their curriculum or extracurricular activities. The results of the study show that increasing financial literacy at PTKB can help students manage their personal finances, encourage economic independence, and strengthen their contribution to the religious community and wider society. Therefore, PTKB needs to adapt a curriculum or additional education program that supports students' financial competence, so that religious education is not only a means of spiritual strengthening, but is also relevant to practical needs in the modern era.